Start with your requirement
Share your role, financing purpose and contact details.
The form prepares an email draft for you to send. Approval follows assessment.
Prepare an enquiryCREDINNOV / How it works
A clear path from enquiry to repayment.
Six steps, from your first enquiry to ongoing support.
See where the money goesPrepare the supporting information
Start with the corporate and invoice, or the institution, course and fee amount.
The team confirms KYC and financial records. Use its verified secure channel for documents.
Check what to prepareThe requirement is assessed
The lender reviews the applicant, transaction and repayment capacity. Additional information may be requested.
Consent-based checks are explained. Checklists and EMI estimates do not determine eligibility.
Understand the terms before agreeing
Review the amount, interest, charges, due dates and conditions. Clarify questions before accepting.
Actual costs follow the offer. EMI estimates exclude some fees and charges.
Explore an EMI estimateFunds follow the financing purpose
After approval and documentation, payment goes to the recipient specified by the product arrangement.
The diagrams show intended routes; your financing documents confirm the final conditions.
Keep the repayment schedule in view
Repay on the agreed schedule. Retain the terms and payment records, and contact the team for help.
Use the grievance route for concerns or complaints.
Customer support & grievancesFOLLOW THE PAYMENT
Where the money goes.
The financing purpose determines who receives the payment and who is responsible for repayment.
Dealer finance
CredInnov
Pays
CorporateDealer
Repays
CredInnovInvoice
The corporate raises an invoice for the dealer’s purchase.
Request
The dealer requests finance against the accepted invoice.
Payment
After assessment, approval and documentation, CredInnov pays the corporate directly.
Goods
The corporate supplies the goods to the dealer.
Repayment
The dealer repays CredInnov on the agreed due date.
Vendor finance
CredInnov
Pays
VendorCorporate
Repays
CredInnovSupply & invoice
The vendor supplies goods and raises an invoice on the corporate.
Confirmation
The corporate accepts the invoice and confirms it to CredInnov.
Payment
After assessment, approval and documentation, CredInnov pays the vendor.
Repayment
The corporate pays CredInnov on the agreed due date.
Education finance
CredInnov
Pays
InstitutionBorrower
Repays
CredInnovFee requirement
The institution provides the fee details and may introduce the student or family.
Application
The family discusses the requirement. The applicant, income and relevant information are assessed.
Fee payment
Following approval and documentation, CredInnov pays the approved fee directly to the institution.
Repayment
The borrower repays CredInnov according to the agreed schedule.
Illustrations of the proposed models. Financing is subject to assessment, approval, documentation and agreed terms.
START AT STEP ONE
What would you like to finance?
Share your requirement with the CredInnov team.