CredInnov Capital India Private Limited
credinnov
Let’s talk
Home/Lending Service Provider
CREDINNOV GROUP / PARTNER NETWORK

The people and technology
behind the process.

CredInnov Technologies Private Limited supports onboarding, assessment and account servicing for lending partners.

Understand our role
OriginationAssessment supportServicing
THE PARTNER RELATIONSHIPSERVICE & OVERSIGHT
THE STARTING POINTBorrowerBusiness or education requirement
Application & communication
LENDING SERVICE PROVIDERCredInnov TechnologiesOnboarding · assessment support · servicing
Information for the lender’s review
LENDING PARTNERBank / NBFCCredit decision, pricing & sanction

Service support connects the process.
Lending authority stays with the lender.

01

One group. Distinct responsibilities.

CredInnov Technologies Private Limited is the group’s technology-led service partner to CredInnov Capital India Private Limited.

Its role brings together digital platform operations, borrower sourcing, underwriting support and account servicing on behalf of lending partners. The focus is on financing connected to an anchor corporate or educational institution.

01 / BUSINESS

Supply chain finance

Corporate-linked dealer and vendor networks.

Explore business finance 02 / EDUCATION

Education financing

Institution-linked education fees.

Explore student fee finance
02

Support through the lending journey.

Services follow the lending partner’s policies.

  1. 01

    Acquisition & onboarding

    Digital sourcing, application intake and KYC collection.

  2. 02

    Underwriting & pricing support

    Data preparation, anchor verification and risk inputs for lender review.

  3. 03

    Servicing & monitoring

    Account servicing, repayment tracking and borrower communication.

Explore the digital platform
03

Support is shared. Authority is clear.

A Regulated Entity (RE) is the lending bank or NBFC. A Lending Service Provider (LSP) carries out agreed services on its behalf.

Responsibilities in the lending arrangement
ActivityCredInnov TechnologiesLSPBank / NBFCLending partner
Application & KYCSources and collects informationSets policy and requirements
Credit assessmentAssembles data and review inputsAssesses and decides
Pricing & sanctionProvides supporting inputsSets pricing and sanctions
Account servicingSupports tracking and communicationOversees the lending relationship
Loan fundsDoes not receive or hold fundsControls disbursal and repayment arrangements

The lender decides approval and terms. LSP support does not guarantee sanction.

04

Loan funds stay outside the LSP.

CredInnov Technologies does not receive or hold loan disbursals or repayments.

THE MONEY ROUTE
Lending partnerBank / NBFC
Disbursal
Authorised recipientAs specified in the loan arrangement
Borrower / obligated payerAs specified in the agreement
Repayment
Lending partnerBank / NBFC

CredInnov Technologies
Service support only. No loan funds pass through the LSP.

The recipient may be a corporate, vendor or institution. Verify the payment route in the lender’s documents.

See the product payment routes
05

Clarity and protection at every stage.

Know the terms, privacy notice and support route before proceeding.

01 / Before signing

Key Facts Statement

Review the annual cost, applicable charges and repayment schedule before accepting.

02 / After acceptance

Cooling-off period

Check the exit window and conditions, including principal, proportionate cost and any disclosed processing fee payable.

03 / When sharing information

Data privacy

Read the onboarding privacy notice: what is collected, why and how it is used. Use verified channels for documents.

04 / When you need help

Grievance redressal

Use the lender’s grievance contact in the KFS or loan documents. Retain your complaint reference and correspondence.

Customer Education Contact support
A CONVERSATION WITH THE RIGHT TEAM

Let’s understand your requirement.

Connect with CredInnov about its financing approach, platform or partner relationships.

Talk to the team