Working capital support
Explore financing for eligible business, invoice and supply-chain needs.
CREDINNOV CAPITAL INDIA PRIVATE LIMITED
MSME & Supply Chain Financing
Fueling MSME Growth Through Stronger Supply Chains.
Anchor-based financing opportunities for eligible businesses, supported by trusted corporate ecosystems.
Proposed programmes. Availability and terms require confirmation; financing is subject to eligibility, assessment and approval.
OUR BELIEF
Stronger relationships. More structured opportunities.
MSMEs power India’s business ecosystems, yet timely working capital can be a challenge. We aim to work with established corporate anchors to develop financing programmes for eligible dealers, distributors, vendors, suppliers and other connected businesses.
Stronger businesses. A healthier supply chain.
Corporate as anchor
The anchor relationship connects eligible businesses to a programme. Where agreed and permitted, the anchor supports coordination and provides relevant transaction or invoice information for validation.
Independent lending decision
The lending entity independently completes KYC, credit assessment and repayment-capacity evaluation. The anchor relationship provides context, not automatic approval; terms remain subject to the lender’s policies and applicable requirements.
Ecosystem-based approach
Consider the anchor relationship alongside the business’s own credit profile.
Structured process
Defined programme, application, documentation and communication steps.
Technology-enabled workflows
Digital processes and management information support where implemented and agreed.
WHO CAN EXPLORE FINANCING?
For the businesses behind the supply chain.
Eligible dealers, distributors, suppliers, vendors, contractors and other MSMEs associated with participating corporate anchors may explore financing, depending on the programme. Assessment may consider the business profile, transaction history, financial position, cash flows and repayment capacity.
- Dealers & distributors
- Vendors & suppliers
- Contractors & other MSMEs
What is anchor-based supply chain financing?
It connects eligible businesses within a corporate ecosystem with financing opportunities linked to their relationship with an established anchor. Depending on the programme, this may support supplier invoices, dealer or distributor purchases and other eligible working-capital requirements.
Dealer & distributor purchases
Explore financing for eligible purchases linked to a participating corporate anchor and the applicable programme.
Vendor & supplier invoices
Explore financing opportunities linked to eligible supplier invoices and validated corporate relationships, subject to the programme and lender’s assessment.
What to have ready
Start with your business profile, corporate relationship and transaction requirement. The lender confirms the documents needed for validation and assessment.
- KYC and identity documents
- Business registration information
- Financial information
- Bank statements
- Transaction or invoice records
- Other documents required by the lender
Share sensitive documents only through the designated, verified channel. This website’s enquiry form prepares an email draft; it does not submit a loan application.
HOW THE PROCESS WORKS
From an anchor partnership to a defined repayment date.
Programme terms determine eligible transactions, disbursement and repayment arrangements.
- 01
Anchor partnership
Engage with the corporate and define the programme framework.
- 02
Identify businesses
Identify eligible dealers, distributors, suppliers, vendors or other MSMEs within the anchor’s ecosystem.
- 03
Apply & validate
The business applies; relevant business, invoice or transaction details are checked.
- 04
Credit assessment
The lender completes KYC and independently assesses creditworthiness and repayment capacity.
- 05
Sanction & documents
If approved, terms are communicated and required agreements and mandates are completed.
- 06
Disbursement & repayment
Funds are disbursed directly to the anchor as specified in the product programme. Repayment is due on the invoice or bill due date, in accordance with the programme.
FOR CORPORATE ANCHOR PARTNERS
Build a programme around your business ecosystem.
We welcome discussions with corporates interested in financing programmes for their eligible dealer, distributor, supplier and vendor ecosystems.
Explore a corporate partnership
- 01
Programme design
Align programme objectives and eligible participants with the anchor’s ecosystem and business requirements.
- 02
Roles & responsibilities
Define responsibilities among the corporate anchor, authorised lending entity and technology or LSP provider.
- 03
Validation & communication
Agree transaction validation, data-sharing, consent, operational responsibilities and customer communication.
- 04
Coordination & reporting
Coordinate programme operations and reporting where agreed, subject to applicable privacy and regulatory requirements.
- Anchor-led programme design
- Defined roles & responsibilities
- Technology workflows where implemented
- Agreed coordination & reporting
FREQUENTLY ASKED QUESTIONS
Questions from businesses and anchors.
Who can explore MSME financing?
Eligible dealers, distributors, suppliers, vendors, contractors and other MSMEs associated with participating corporate anchors may be able to explore financing, depending on the programme and lender’s assessment.
What can financing be used for?
Depending on the programme, it may support eligible working-capital, supplier invoice or dealer/distributor purchase requirements.
What is the role of the corporate anchor?
The anchor supports the programme framework and, where agreed and permitted, coordination and relevant transaction or invoice validation. The lender makes the independent credit decision.
Does an anchor partnership guarantee loan approval?
No. Every application is subject to the lending entity’s independent credit assessment and approval.
What documents may be required?
Documents may include KYC, business registration and financial information, bank statements, transaction or invoice records and other documents required by the lender.
Who decides the loan terms?
The authorised lending entity determines approval, pricing, limits, tenure and other terms under its policies and applicable requirements.
Where are funds paid and when is repayment due?
Funds are disbursed directly to the anchor as specified in the product programme. Repayment is due on the invoice or bill due date, in accordance with the programme and agreed documents.
OUR COMMITMENT
Stronger businesses. A healthier supply chain.
Whether you are a corporate exploring financing for your ecosystem or an MSME seeking to understand the available options, start a conversation with CredInnov Capital India Private Limited.