Select carefully
Start with the corporate or institution.
Review the anchor’s finances, network and receivables; for institutions, their operating record and retention.
CREDINNOV / Risk Management
Care at the beginning. Attention throughout.
Anchor selection, borrower assessment and ongoing portfolio attention form part of our proposed lending approach.
Assess in context
Look at the relationship and the requirement.
Review the transaction, trading history, financial records, anchor dependence and repayment capacity.
Monitor changes
Keep the wider picture in view.
Track repayments, sector trends, anchor finances and portfolio changes.
Review regularly
Make responsibilities and follow-up clear.
Use reminders, portfolio reviews and agreed responsibilities for early follow-up.
Stay engaged
Keep people connected to the process.
Keep borrowers, anchors and operations connected as circumstances change.
Part of CredInnov’s proposed risk-management approach.
Experience behind the approach.
Our founders bring experience in credit risk management, lending operations and portfolio governance.
Meet the founding team